From set-up to monthly processing, we take care of your bookkeeping and associated needs allowing you to focus on your business.  To make things even better we offer:

• up to 25% off QuickBooks annually

• Payroll starts at $20/month including free WSIB processing

In addition to taking care of all your compliance needs with the Canada Revenue Agency (I am a former CRA Auditor) I ensure you have a handle on your business.  

• Taxes - T1 , T2, T3 and HST

• Financial Statements

• Working Capital & Growth Capital Financing

To Incorporate or not?

As a business owner the question of 'should I incorporate' or ‘is it time to incorporate’ or ‘how can I incorporate my small business ’ will inevitably come up. 

Incorporating comes with many considerations, advantages and disadvantages and may or may not be an optimal choice for your specific needs.  

Because there are so many things to consider before incorporating your business, having a CPA & Wealth Adviser professional at your side helps you make an informed decision.

The Start-up package

• Incorporation from $500 plus disbursements

Wealth management is a multi-disciplinary process, and as your adviser (adviser has legal fiduciary vs advisor who is a salesperson) I bring an objective second opinion and can act as your quarterback with your financial advisor, financial planner, insurer, and lawyer.  As a CPA, and former Investment Committee member of a High Net-worth Asset Manager, I bring the experience to assist you in a fiduciary capacity.

Examples of when I can assist

• Provide a second opinion on your investments that you can then discuss with your financial advisor

• Providing a tax lens to your financial plan 

• Probate fees, how to lower and avoid

• Investment withdrawal planning to ensure you avoid both higher marginal taxes and benefit clawback

• Lower the family tax bill through an RESP (Registered Education Savings Plan) & Spousal RRSP (Registered Retirement Savings Plan) contribution strategy

• Reducing taxes through strategically allocating between a TFSA (Tax-Free Savings Account), FHSA (Tax-Free First Home Savings Account), RRSP, and RESP